JAIIB & CAIIB 2026 — Master Portal Hub

Official IIBF Exam Framework, Syllabus Structures, and Timetables

JAIIB Syllabus Overview 2026

The JAIIB certification framework, orchestrated by the Indian Institute of Banking & Finance (IIBF), is established to help professional banking executives expand their core baseline concepts across compliance markets. It incorporates 4 mandatory papers:

Mode: Online (CBT) Questions: 100 MCQs / Paper Marks: 100 / Paper Duration: 2 Hours / Paper Negative Marking: None

Compulsory Paper Allocations

The JAIIB architecture targets four standalone legal and accounting tracks:

  • Indian Economy & Indian Financial System (IE & IFS)
  • Principles & Practices of Banking (PPB)
  • Accounting & Financial Management for Bankers (AFM)
  • Retail Banking & Wealth Management (RBWM)

Module Index Structures

Target PapersIndexed Modules
Indian Economy & Indian Financial System Module A: Indian Economic Architecture
Module B: Economic Concepts Related to Banking
Module C: Indian Financial Architecture
Module D: Financial Products and Services
Principles & Practices of Banking Module A: General Banking Operations
Module B: Functions of Banks
Module C: Banking Technology
Module D: Ethics in Banks and Financial Institutions
Accounting & Financial Management for Bankers Module A: Accounting Principles and Processes
Module B: Financial Statements and Core Banking Systems
Module C: Financial Management
Module D: Taxation and Fundamentals of Costing
Retail Banking & Wealth Management Module A: Introduction to Retail Banking
Module B: Retail Products and Recovery
Module C: Support Services – Marketing of Banking Services/Products
Module D: Wealth Management

JAIIB IE & IFS Syllabus (Detailed)

Module A: Indian Economic Architecture
  1. Overview of Indian Economy
  2. Economic Planning & NITI Aayog
  3. Sectors of Economy
  4. Priority Sector & MSMEs
  5. Infrastructure Tracks
  6. Globalisation Metrics
  7. Economic Reforms
  8. Foreign Trade Policy
  9. International Organizations
  10. Climate Action & SDGs
  11. Key Fiscal Issues
Module B: Economic Concepts Related to Banking
  1. Economics Fundamentals
  2. Supply & Demand Rules
  3. Money Supply & Inflation
  4. Theories of Interest Rate
  5. Business Cycle Loops
  6. Monetary & Fiscal Policy
  7. National Income Framework
  8. Union Budget Architecture
Module C: Indian Financial Architecture
  1. Financial System Overview
  2. Indian Banking Structure
  3. Key Banking Legislations
  4. Development Financial Institutions (DFIs)
  5. Microfinance Ecosystem (MFIs)
  6. Non-Banking Financial Companies (NBFCs)
  7. Insurance Sector Profile
  8. Financial System Regulators
  9. Reforms & Developments
Module D: Financial Products & Services
  1. Financial Markets Base
  2. Money Market Channels
  3. Capital & Bond Markets
  4. Stock Exchange Controls
  5. Foreign Exchange Markets
  6. Interconnectedness Level
  7. Merchant Banking Vectors
  8. Derivatives Architectures
  9. Alternative Financing Modules
  10. Venture Capital Blueprints
  11. Lease & Hire Purchase Accounts
  12. Credit Rating Controls
  13. Mutual Fund Configurations
  14. Insurance & Pension Assets
  15. Para-Banking Implementations
  16. REITs & InvITs Markets

JAIIB PPB Syllabus (Detailed)

Module A: General Banking Operations
  1. Banker Customer Relationship
  2. Deposit Products
  3. AML & KYC Guidelines
Module B: Functions of Banks
  1. Retail Banking Operations
  2. Wholesale Banking Systems
  3. Treasury Management Nodes
  4. International Banking Tracks
  5. Non-Fund Based Facilities
Module C: Banking Technology
  1. Electronic Banking Networks
  2. Information Security Frameworks
  3. Emerging Digital Technologies
Module D: Ethics in Banks and Financial Institutions
  1. Business Ethics Frameworks
  2. Workplace Code of Ethics
  3. Customer Relationship Ethics
  4. Corporate Governance Structures

JAIIB AFM Syllabus (Detailed)

Module A: Accounting Principles and Processes
  1. Accounting Standards
  2. Basic Ledger Procedures
  3. Bank Reconciliation Statement (BRS)
  4. Trial Balance Analysis
  5. Depreciation Frameworks
  6. Capital & Revenue Transactions
  7. Bills of Exchange Systems
  8. Operational Accounting Systems
  9. Back Office Controls
  10. Audit & Inspection Systems
Module B: Financial Statements and Core Banking Systems
  1. Balance Sheet Equation
  2. Final Accounts Compilation
  3. Corporate Company Ledgers
  4. Cash Flow Analysis
  5. Bank Financial Balance Sheets
  6. Core Banking Systems (CBS)
Module C: Financial Management
  1. Financial Function Overview
  2. Ratio Valuation Analysis
  3. Financial Mathematics Core
  4. Yield to Maturity (YTM)
  5. Forex Arithmetic Traces
  6. Capital Structure Appraisals
  7. Capital Investment Decisions
  8. Working Capital Financing
Module D: Taxation and Fundamentals of Costing
  1. Income Tax Parameters
  2. Goods & Services Tax (GST)
  3. Cost Accounting Overviews
  4. Standard Costing Systems
  5. Marginal Costing Frameworks
  6. Budgetary Control Engines

JAIIB RBWM Syllabus (Detailed)

Module A: Introduction to Retail Banking
  1. Retail Banking Basics
  2. Branch Profitability Track
Module B: Retail Products and Recovery
  1. Customer Requirement Matrices
  2. Product Development Loops
  3. Credit Scoring Systems
  4. Retail Asset Portals
  5. Remittance Architecture
  6. Digital Retail Products
  7. Loan Recovery Strategies
Module C: Support Services – Marketing
  1. Marketing Mix Strategies
  2. Delivery Channel Controls
  3. Customer Relationship Management (CRM)
  4. Service Standards Compliance
Module D: Wealth Management
  1. Financial Planning Blueprints
  2. Investment Portfolios

JAIIB Screening Matrix

Evaluation FeatureStructural Parameters
Total Questions100 MCQs per paper
Total Score100 points per paper
Negative ScoreNone (Zero penalty for wrong attempts)
ModeOnline Computer Based Test (CBT)
Passing Mark50% score margin (or 45% minimum if aggregate equals 50%)

JAIIB 2026 Registration Framework

Exam Cycle SeriesOpening DateClosing Deadline
First Half Cycle (May 2026)02 February 202622 February 2026
Second Half Cycle (November 2026)01 August 202621 August 2026

Exam Dates — May 2026 Cycle

Paper Track AssetOfficial Date Coordinates
IE & IFS03 May 2026
PPB09 May 2026
AFM10 May 2026
RBWM17 May 2026

Exam Dates — November 2026 Cycle

Paper Track AssetOfficial Date Coordinates
IE & IFS01 November 2026
PPB22 November 2026
AFM28 November 2026
RBWM29 November 2026

CAIIB Syllabus Overview 2026

The CAIIB advanced framework provides deep strategic training for banking executives in risk analytics, credit operations, and core financial controls. It features 5 distinct papers (4 compulsory parameters and 1 chosen elective specialization).

Mode: Online (CBT) Papers: 5 Tracks (4 Mandatory + 1 Elective) Questions: 100 MCQs / Paper Marks: 100 / Paper Duration: 2 Hours / Paper

CAIIB Paper Specifications

Paper TypeCourse Architecture Details
Mandatory Track PapersAdvanced Bank Management (ABM)
Bank Financial Management (BFM)
Advanced Business & Financial Management (ABFM)
Banking Regulations and Business Laws (BRBL)
Elective Options (Choose 1)Rural Banking • Risk Management • Central Banking • HRM • IT & Digital Banking

Elective Module Blueprints

Elective ChoiceStructural Module Breakdowns
Risk ManagementRisk Management Framework • Credit Risk • Market Risk • Operational Risk • Basel & RBI Guidelines • Derivatives Metrics
Central BankingCentral Bank Rationale • Central Banking in India • Monetary & Credit Policies • Forex Reserves & Financial Markets • Stability Controls
IT & Digital BankingInformation Technology Systems • Design & Architecture • Digital Banking Applications • Cybersecurity Controls & Audits

CAIIB ABM Syllabus (Detailed)

Module A: Statistics
  • Statistical Basics, Sampling & Central Limit Theorem
  • Correlation & Regression Analytics
  • Probability Curves & VaR Computations
Module B: Human Resource Management
  • Strategic HRM & Organizational Behavior
  • Performance Appraisal & 360 Feedback Tools

CAIIB BFM Syllabus (Detailed)

Module A: International Banking
  • Forex Trading Desk & Dealing Room Mechanics
  • Trade Finance, UCP 600 & Letters of Credit
Module B: Risk Management
  • Enterprise Risk Framework & Basel III
  • Liquidity Coverage Ratio (LCR) & NSFR Optimization

CAIIB ABFM Syllabus (Detailed)

Module B: Advanced Financial Management
  • Capital Structuring & DOL/DFL Leverage Analysis
  • Valuation Matrices (DCF, Multiples, Startup)

CAIIB BRBL Syllabus (Detailed)

Module B: Banking Laws & Operations
  • NI Act 1881, SARFAESI 2002 & PMLA Guidelines
  • Companies Act 2013 & Indian Contract Act 1872

CAIIB Elective Papers (Detailed View)

Risk Management Elective Core

Advanced credit risk models, portfolio stress testing routines, interest rate risk on banking books (IRRBB), operational risk mitigation scripts.

CAIIB Exam Architecture

Each paper requires the completion of 100 point-allocation objectives within a 2-hour window.

CAIIB 2026 Timetable Coordinates

May–June 2026 Cycle

Paper Track AssetDate Coordinates
ABM31 May 2026
BFM07 June 2026
ABFM13 June 2026
BRBL14 June 2026
Elective Slot21 June 2026

Elective Selection Guidelines

  • Align elective papers with your direct daily functional banking desk for maximum execution synergy.
  • Exemptions are not structured; passing criteria track standard core lines.
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